Education Loans

This loan option allows members to borrow up to $500,000 as an unsecured facility. This loan is calculated on the reducing balance with a maximum tenure of 18 months. Once members have an active smart saver account they will benefit from a discounted rate of interest.


  • Applicants must have an active JPCCU account for no less than 3 months.
  • Funds will be deposited to the member’s ordinary share and/ or the institution
  • Members will be subjected to a credit report.

Loan Requirement

  • Last Two months payslip.
  • Proof of Address
  • Proof of Purpose: Booklist/ Voucher/ Recent Report etc.
  • Share requirement: 5% of the loan amount
  • Valid National Identification