This loan option allows members to borrow up to $500,000 as an unsecured facility. This loan is calculated on the reducing balance with a maximum tenure of 18 months.
Once members have an active smart saver account they will benefit from a discounted rate of interest.
Applicants must have an active JPCCU account for no less than 3 months.
Funds will be deposited to the member’s ordinary share and/ or the institution
Members will be subjected to a credit report.
Last Two months payslip.
Proof of Address
Proof of Purpose: Booklist/ Voucher/ Recent Report etc.
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