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This is dependent on the type of loan being applied for.
Yes. We do accept 2nd mortgages.
All parties whose names appear on the Title must be present at the interview.
This is provided on a checklist readily available here:
Car Loan Application
Home Equity Mortgage Information/Checklist
Each application will be considered on its own merit; please contact your local Branch for details.
We will assess your debt service ratio (DSR) to see if you can afford the monthly payments. Your debt service ratio is your total loan repayments divided by your total monthly gross salary.
We will also look at your credit history with the credit union or other financial institutions to determine credit worthiness. For further information speak with one of our Loans Officer
We accept motor vehicles up to 15 years old once it can be comprehensively insured.
Yes; this will depend on whether all required conditions are satisfied. Contact a loans officer for details.
Once the first payment is made, if you die or become permanently disabled, the goal is automatically payable in full. Conditions apply.
For death or total and permanent disability caused by the following:
Yes; up to 90% of the amount saved
Any member of the policyholder’s family which includes: