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Internet Banking
WITHIN SAVINGS &  SHARES LOAN

This secured loan facility allows members to borrow against their saving accounts (Shares, Partner Plan, Golden Harvest etc.)

Conditions

  • Applicants must have an active JPCCU account for no less than 3 months.
  • Secured by funds in any savings instrument except Lifeline Enhancer Savings Plan
  • Up to 95% of Savings Account balance
  • Funds will be deposited to the member’s ordinary share

Loan Requirement

  • Available Amount in savings account
  • Valid National Identification

Note:

  • This loan attracts a lower interest rate than other loan types.
  • Calculated on the reducing Balance
  • Same Day Processing
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