At JPCCU we are committed to helping you acquire your first home, this loan is for that sole purpose.

Benefits and Features

  • Financing up to 90% of the value/sale price whichever
  • Interest is calculated on the reducing balance
  • JPCCU partners with the National Housing Trust
  • Up to 15 years to pay

For your mortgage application you will require

  • Sale Agreement and evidence of a deposit
  • Registered title of relevant property location or land title
  • Proof of age
  • Certificate of payment of taxes
  • Last three pay slips
  • TRN Number
  • NHT referral letter
  • Surveyor’s Report not exceeding 2 years
  • Valuation Report not exceeding 2 years

*conditions apply