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The Easy Home Loan is a joint venture between the National Housing Trust and Jamaica Police Co-operative Credit Union Ltd. designed for our members who are NHT contributors to access funds for as low as 6% per annum.
The purposes can be any housing related expenses. Examples include (but are not limited to):
- Property Tax Payments
- Down payment on property
- Legal fees for purchase of property
- Home improvement
- Strata payments
- Sub division of property
- Correction of encumbrances
- Titling for unregistered properties
Share Contribution: | 5% of loan amount |
DOCUMENTS REQUIRED
- Valid ID &T.R.N
- Proof of Address
- Last Two Month’s Payslips
- Proof of ownership of Property
- Application Form
The maximum that can be applied for at any one time is $850,000.00 however the limit any member can have on this facility is $1,500,000.00.
MAXIMUM REPAYMENT PERIOD
Loan amount | Terms |
Up to $800,000 | 48 months |
$800,000 – $1,500,000 | 60 months |
CONDITIONS
- Must be earning a maximum gross of $42,000.00 weekly over a 52 –week cycle. The monthly equivalent would be $182,000.00
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