The Family Indemnity Plan Critical Illness Rider allows members to receive an additional benefit of up to $1,000,000 in the event of a Critical Illness.
You will receive up to $1,000,000 coverage should you be diagnosed with any of the following covered critical illnesses: cancer, heart attack, stroke, paralysis or major burns.
You may sign up for the Critical Illness Rider once you have enrolled in a Family Indemnity Plan.
You are not required to do a medical when you sign up.
You may apply for the Rider once you have not reached age 60.
You have to wait six months after enrollment to be able to benefit from the Rider, unless you become diagnosed with a covered critical illness as a direct result of an accident.
You are entitled to receive only one lump sum payment for the life of the Rider.
Your family will receive a refund of your Critical Illness Rider premium payments should you pass away without making a critical illness claim before age 75.
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